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Fractional real estate · AI-underwritten

Own rental homes,
one share at a time.

Invest in individual US rental homes from $100 a . Every property is independently appraised and underwritten with AI, and quarterly Liquidity Windows give you a scheduled way to sell.

1254 Pinecrest Ave, appraised
$412,000
Split into
4,120 shares
Price per share
$100

How it works

Step 1

Browse

Screen rental homes by market, projected yield, and AI risk grade.

Step 2

Evaluate

Review the independent appraisal, AI underwriting, financials, and disclosed risks.

Step 3

Invest

Purchase shares from $100. Net rental income is distributed monthly.

Step 4

Exit

Offer shares to other investors during scheduled quarterly Liquidity Windows.

Assembled

From first look to exit, in four steps.

AI underwriting

AI insightConfidence: High
Valuation

$412,000

AI range, low$389,000
AI range, high$431,000
Independent $410,000

Generated by Claude · Reviewed by Cavisa ✓ · Not a guarantee or investment advice.

01 / Value

Institutional-grade
underwriting.

Each property includes an AI valuation range, a five-year forecast, a risk breakdown, and a written diligence summary, with the uncertainty stated alongside every estimate.

AI insightConfidence: High
5-year · projected
Year 5, projected+17.9%
80% -1.2% to +37.4%
Projected value index (100 = today) with 80% confidence band
YearLowProjectedHigh
0100100100
199.6103.4106.9
299.4106.9113.8
399.3110.4121.2
499.1114.1129
598.8117.9137.4

Generated by Claude · Reviewed by Cavisa ✓ · Not a guarantee or investment advice.

02 / Forecast

A five-year view,
uncertainty included.

Grounded only in the property's documents and Cavisa data, with citations. Forecasts are projected, not promised, and AI never sets the price.

AI insightConfidence: High
Risk breakdown
MarketTenantConditionLiquidityLeverage

Generated by Claude · Reviewed by Cavisa ✓ · Not a guarantee or investment advice.

03 / Risk

Risk, broken down
and reviewed.

Every insight shows whether a person has reviewed it, and each estimate is checked against an independent appraisal.

AI insightConfidence: High
1254 Pinecrest Ave

Three-bedroom single-family home in a stable school district. Current rent is 4% below comparable leases, leaving room for an increase at renewal. The roof is 17 years old; $9,000 has been reserved for replacement. Primary risk: two new rental developments within one mile may soften rents in 2028.

Generated by Claude · Reviewed by Cavisa ✓ · Not a guarantee or investment advice.

04 / Summary

Diligence,
in plain writing.

A written summary for every listing, so you can read the reasoning behind the numbers before you decide.

1254 Pinecrest Ave · Raleigh, NCAI never sets the price

At a glance

The terms, stated plainly.

Minimum

$0

Buy a single share of an individual US rental home.

Per year

0

Liquidity Windows on a published quarterly schedule.

Business days

0

Each window stays open for ten business days.

Checks on value

0

Every property is AI-underwritten and independently appraised. Funds are held in third-party escrow.

Liquidity Windows

Scheduled liquidity for a long-term asset.

Four times a year, eligible properties open for trading between investors at prices held within a fair-value band. Sell shares, or buy into properties that already have an operating history.

The calendarQuarterly

Next window

Next Liquidity Window opens in

--
days
--
hrs
--
min
--
sec
  1. Q1 2027· Jan 4
  2. Q2 2027· Apr 1
  3. Q3 2027· Jul 1
  4. Q4 2027· Oct 1
Illustrative order bookDaily call auction
PriceShares
$112.0090
$107.00140
$105.75300
$104.50260
$104.25180
$104.00
$104.50120
$104.00340
$103.25210
$102.00480
$99.50150
Band $93.60$114.40
Clearing price$104.25 · 120 sh

Illustrative order book: asks and bids inside a ±10% fair-value band around a $104.00 reference price, clearing at $104.25.

  • Fair-value band

    Orders must fall within ±10% of a set from an independent appraisal and approved by two reviewers.

  • Single daily price

    A daily at 4:00 p.m. ET. All matched orders that day execute at the same price.

  • Ten business days

    Windows open on the first business day of each quarter. The schedule is published 90 days in advance.

  • Liquidity risk

    Sales depend on matching buyers. If no bids arrive within the band, shares remain held until the next window.

Order book shown is illustrative. Liquidity is not guaranteed; trades depend on matching buyers and sellers during windows. Trading runs through a registered ATS partner. 1% trading fee per side.

Who it's for

Built for investors and property owners.

Investors

Build a diversified portfolio of rental homes.

Portfolio value
$2,486.20
Income to date
$61.40
Unrealized gain
+$38.75

Sample account. Historical figures are illustrative.

Allocate across markets and property types, receive monthly distributions, and see every fee itemized.

Browse properties

Property owners

Access your equity without selling the whole property.

Funding progress72% · 2,987 / 4,120 sh
Listing readiness 92/100 · 1 doc missing: lease for unit B
Investors184

Offer a portion of a rental property to investors. AI prepares the listing; an independent appraiser and our team review it.

List a property

New investors

Guided onboarding for your first investment.

  • ✓What is fractional ownership?2 min
  • 2How rent becomes income2 min
  • 3Reading an AI forecast2 min

Six short lessons cover ownership, income, risk, liquidity, fees, and taxes. Every financial term is defined in context.

View the lessons

Returns illustrator · Hypothetical illustration, not a prediction

How income and appreciation can compound.

Adjust the amount and holding period to see a hypothetical combination of rental income and appreciation. Actual results vary and may be negative.

$1,000
5 yrs
Rental income
$0
$0
Hypothetical total value after 5 yrs
$0

Assumes 5.2% after fees and reserves, 3.5% yearly appreciation, income not reinvested, no trading fees, no taxes. Not based on any specific property. Investing involves risk, including loss of principal.

Y1Y2Y3Y4Y5Y6Y7Y8Y9Y10
Hypothetical cumulative returns by year
YearIncomeAppreciation
1$52$35
2$106$71
3$162$109
4$219$148
5$279$188

Fees, in plain sight

Fee schedule

All fees are disclosed up front. The applicable fee is shown on every purchase and trade confirmation before you submit.

Cavisa fee schedule
FeePaid byAmountWhen
Listing / sourcing feeLister (from raise)2.5% of gross raiseAt funding close
Investor purchase feeInvestor0%Primary purchase
Asset management feeProperty SPV1.0% / yr of appraised value, monthlyFrom rents, before distributions
Property managementSPV → third-party PMPass-through, ~8% of rentMonthly
Liquidity Window trading feeBoth sides1.0% of trade value, each sideOn match
Disposition feeSPV1.0% of sale priceAt property sale
ACH deposits & withdrawals—Free—

Distributions are paid monthly from net rent after expenses, a 5% reserve, and the asset management fee. Fees are subject to change with notice; the schedule in effect is shown before every confirm.

FAQ

Frequently asked questions

Cavisa Academy covers each topic in a short lesson.

About us

Meet the Founders.

We started Cavisa because real estate is one of the best long-term investments, yet one of the hardest to exit. We believe investors deserve both steady rental income and the freedom to sell.

Sanjay Srinivasan
Chief Technical Officer

Sanjay Srinivasan

Sanjay is a senior at J.R. Tucker High School and intends to pursue software engineering. As CTO, Sanjay builds the technology that powers the Cavisa platform.

Jeev Dalawari
Chief Financial Officer

Jeev Dalawari

Jeev attends the same high school and intends to pursue corporate law. As CFO, Jeev oversees how each property is evaluated, how shares are structured, and how rental income reaches investors.

Open an accountin about five minutes.

Create account

You will need a government-issued photo ID and a US bank account. No minimum balance.